For the City Times

Your credit report is a detailed record of your credit activities from the past 7-10 years. Credit
reports are increasingly important to everyday life – getting a job, obtaining an affordable loan or
insurance policy, or renting a home.

Everyone is entitled by law to three free credit reports each year – one from each of the three
credit bureaus: Equifax, Experian, and Transunion. You can order your free reports through the
mail, by phone or at the official website www.annualcreditreport.com

UW-Extension will help you remember to order your reports through our 2/2, 6/6, 10/10
educational campaign. We suggest that you view one report every four months to be sure your
information is up-to- date and accurate.

Sign-up at http://fyi.uwex.edu/creditreport to get email
reminders from UW-Extension to check your credit report in February, June and October.

No one will keep an eye on your credit report for you. Regular, careful reviews of your credit
report will help you identify any incorrect or fraudulent information, and it can help protect you
from identity theft.

For more information, contact the Wood County UW Extension office at 715.421.8437 or [email protected]. Also visit our website at http://wood.uwex.edu for more resources
on Checking your Free Credit Report.